Legal
Terms of Service
The terms that apply when you use this website. Please read them before you send us an inquiry.
About us
This website is operated by ChaCha Insurance Agency, Inc. (ChaCha, Inc.), an independent insurance agency. We are not an insurance company. We arrange coverage on your behalf with the insurance companies we work with.
Information on this site is general
The coverage descriptions on this site are general summaries written to help you understand your options. They are not an offer of insurance, they are not personalized advice, and they do not amend, extend or replace the terms of any policy.
Actual coverage is determined by the policy your insurer issues, and is subject to policy language, exclusions, limits, underwriting approval and availability in your state. If there is any difference between this site and your policy, the policy controls.
Quotes
A quote is an estimate based on the information you give us. It is not a contract of insurance and does not bind coverage. Coverage begins only when an insurance company accepts your application and issues a policy, and confirms it in writing.
You are responsible for the accuracy of the information you provide. Incomplete or inaccurate information can change your premium or affect a claim.
Using this site
You may use this site for your own personal, non-commercial purposes. Do not attempt to disrupt the site, access it by automated means at a rate that burdens it, or use it for anything unlawful.
Third-party links
This site may link to other websites, including those of insurance companies and public bodies. We do not control those sites and are not responsible for their content or their privacy practices.
Intellectual property
The content, layout and branding of this site belong to ChaCha Insurance Agency, Inc. or its licensors. Please do not reproduce them without permission.
Limitation of liability
This site is provided on an as-is basis. To the fullest extent permitted by law, we are not liable for any loss arising from your reliance on general information published here, as distinct from the advice we give you directly about your own policy.
Changes
We may update these terms from time to time. The version published here is the one that applies.
Contact
Questions about these terms? Email [email protected], call 888-888-9914, or write to ChaCha, Inc., 109 E 17th Street, Suite 80, Cheyenne, WY 82001.